Get Travel Guard quotes now Instant quotes from TravelInsurance.com partner site Coverage Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Then, AmEx will automatically reimburse up to $50,000 in damage or theft for most rentals up to 30 days in length. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. This should be done as soon as possible, but. A pretty easy target to hit, especially if you're putting all your food and travel purchases on it, and these super valuable points are definitely worth the wait. This site does not include all credit card companies or all available credit card offers. Once COVID-19 was declared a pandemic, it became a known event and therefore is not covered on travel insurance policies. Trip delay reimbursement requires the following documentation: Trip cancellation/interruption insurance requires slightly different documentation. | Each has its own levels of coverage and associated premium cost. <p><img src="https://static6.businessinsider.com/image/5dd85b72fd9db25e383b14e3-2377/american express 6.jpg" border="0" alt="american express 6" data-mce-source . The Amex Gold Card comes with valuable perks for shopping, dining, and travel that can help you save money, including monthly credits that can put a big dent in the card's annual fee. that covers lost, damaged or stolen baggage. The card is a good choice for the occasional Delta flyer without elite. TPG values it at $1,600. The coverage on the $102 Assistance USA plan above compares more with the Amex Gold plan at $157. You want a travel credit card that prioritizes whats important to you. Additionally, if you become ill with the virus during your travels, you may have coverage under Travel Medical Protection. For more information, see our. One of the lesser known benefits of some of Amex's most premium cards is its Premium Global Assistance. Pre-qualified offers are not binding. The price for coverage is the same for everyone in that specific age bracket. Amex Gold is cheaper at $250 annual fee per year. If youre booking a trip that has a complicated itinerary, involves several travel providers, or is more than a week in length, you might consider a comprehensive travel insurance policy. 3x on all travel and at restaurants worldwide. Perhaps, for example, you have a need for just medical coverage while traveling abroad. Enrollment required. is a former TPG writer, covering everything from the latest deal to deeper guides with a focus on beginners. All permanent U.S. residents are eligible to purchase travel insurance with American Express. The annual airline fee statement credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards. When evaluating whether or not Amex Gold Travel Protector is worth it, the most important factors to consider are the types of coverage offered and the cost of the policy. The travel protection benefits provided are the same under the two sections, however, the basis on which we provide them is different. Terms apply. 3x SkyMiles on eligible Delta purchases; 2x at restaurants and U.S. supermarkets. Here, we will take a look at some of the ways you can save money with Amex Gold Travel Protector. Here are our picks for the best travel credit cards of 2023, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred Card, No annual fee: Bank of America Travel Rewards credit card, Flat-rate travel rewards: Capital One Venture Rewards Credit Card, Bonus travel rewards and high-end perks: Chase Sapphire Reserve, Luxury perks: The Platinum Card from American Express, Business travelers: Ink Business Preferred Credit Card, About the author: JT Genter is a freelance points, miles and credit card writer formerly of The Points Guy. Required fields are marked *. Still, it can be confusing to know what is covered and the right documentation you need to file a claim. Email needed if you'd like comment updates. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Many or all of the products featured here are from our partners who compensate us. The company offers competitive travel insurance package policies but also allows the traveler to build their own policies with only the coverages they deem necessary. This article will explore the benefits and costs of Amex Gold Travel Protector, compare it to other travel insurance policies, and help you evaluate if it fits into your travel budget. Her successful insurance and financial services career has been an excellent foundation from which to source her knowledge for many of Upgraded Points travel insurance articles. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. We may receive compensation when you click on links to those products. Most credit card travel insurance coverage is secondary and in excess of other coverage you might have. Our partners compensate us. Terms apply. The Amex Cobalt has a huge welcome bonus worth up to 30,000 points after spending $500 every month for the first year. You are injured in an accident during your trip and need to be evacuated to a hospital by air ambulance. While its reasonable to want to cancel your trip due to fear of COVID-19, canceling a trip due to the fear of any illness is not a covered reason on any travel insurance policy. Terms apply. American Express premium credit cards offer some of the best perks in the credit card space. These include up to $120 in Uber Cash, up to $120 in dining. You become ill during your trip and must return home versus continuing on your journey. Do you have knowledge or insights to share? The Amex Gold is a valuable option for U.S.-based customers who spend heavily on dining and groceries at U.S. supermarkets and are looking for an in-between, "premium-lite" card that offers good returns without a hefty price tag. The Amex Gold comes. Ultimately, the decision to invest in Amex Gold Travel Protector should be based on your individual needs and budget. Hot Tip: Due to the overall decrease in travel, many travel insurance companies now allow you to cancel your travel insurance and receive a full refund or extend your policy without extra charges. Her previous experience involved building and writing business plans in the mergers and acquisitions sector in New York, as well as staffing in the insurance and financial technology software field. So how do we make money? With Amex Platinum Trip Cancellation Insurance, you're are eligible for up to $10,000 per trip (with a maximum payout of $20,000 per 12-month period) for flight cancellations occurring due to a covered reason (such as inclement weather, jury duty, injury, illness, etc. Additional reporting by Stella Shon and Madison Blancaflor. For reference, the six "freebies" are: The Blue Cash Everyday Card. Enrollment required. For example, if you are 40 years old, youre going to pay less than a 41-year-old in the next pricing bracket but the same as a 17-year-old. The limits of coverage differ based on the policy plan you select. The Delta SkyMiles Blue American Express Card. When evaluating offers, please review the financial institutions Terms and Conditions. How to get rental car insurance through the. 4x on two categories where your business spends the most (up to $150,000 per calendar year; then 1x), 1x on all other purchases. Check here before booking an award fare. Learn more: The best travel credit cards may surprise you. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. AmEx even covers the loss or damage of bags on the way to or from the "common carrier terminal" (e.g., the airport). I'll use the Delta SkyMiles Reserve as an example. Cruise >> Specialized coverage for your unique travel concerns when setting sail. TPG has a guide of the best American Express cards, but here are some of the best cards in terms of the return you could receive when renting a car. The AmEx Global Assist Hotline services available to American Express Gold Card members aren't as comprehensive as what you'll get on other premium AmEx cards. 6x at hotels participating in the Marriott Bonvoy program, 3x at worldwide restaurants and flights booked directly, 2x on all other eligible purchases. But this guide will walk you through which Amex credit cards have these benefits, what's currently covered and how you can file a successful claim. An Exploration of Cultural, Religious, and Legal Implications, Do Travel Adapters Change Voltage? and decline the rental company's collision damage waiver product. And the maximum benefit for each of these is capped at a certain amount. 3X FOR FLIGHTS BOOKED WITH AIRLINES Dave Herholz (CC BY-SA 2.0) via Flickr While American Express Travel Insurance does not cover trip cancellation due to fear of contracting COVID-19, there may be coverage in certain circumstances. When considering which policy to invest in, its important to weigh the pros and cons of each option. Terms apply. Prices will vary considerably based on the types of coverages selected, age, and limits of each coverage. There is also no coverage for canceling a trip due to a U.S. State Department announcement warning of COVID-19 in a particular area. Additionally, the policy provides access to 24/7 customer service, emergency assistance, and legal advice. The Points Guy, Forbes Advisor, AwardWallet, LendingTree. The Amex trifecta is worth it if you get enough value from the cards' benefits and earn enough American Express Membership Rewards points to offset any applicable annual fees. (Note: Is this article not meeting your expectations? For example, you'll generally need to pay for trips with your American Express Gold Card to get these travel protections. Exploring the Pros, Cons, and Benefits of Utilizing Professional Vacation Planning Services. This bonus value is an estimated valuation. This is a key benefit of purchasing travel insurance through American Express Travel Insurance. Unfortunately, not every flight delay will be covered. Coverage is worldwide except for where it would violate U.S. trade or economic sanctions. The American Express Gold Card is best known for its dining, grocery and rideshare perks. I have since found that Amex "travel insurance" offers 4 different packageswith "Basic" around the same price, however the benefits seem to be much less between the "Gold Travel Protector (GTP)" (at time of purchase) and the "Basic" travel insurance (after the fact) offers. You may have coverage if you become ill due to COVID-19 and need to cancel your trip, depending on the terms of your policy. Travel insurance does not cover canceling your trip due to fear of getting sick. Click here to see a list of advertisers that we work with. Click Registration to join us and share your expertise with our readers.). The travel insurance coverages that comes complimentary on your credit card can serve to provide coverage for some trips. You can find the full terms and conditions of what is generally covered on your respective card in your Guide to Benefits, which can be found through your online account. Editors note: This post has been updated with new information. American adds new transcontinental route to Orange County. If you're starting to travel again, it's also a good idea to consider booking refundable travel. Intoxication is defined by the laws of the jurisdiction where such accident occurs, The eligible traveler being under the influence of any narcotic or other controlled substance at the time of an accident, unless the narcotic or other controlled substance is taken and used as prescribed by a Physician, The eligible traveler's commission or attempted commission of any illegal or criminal act, including but not limited to any felony, The eligible traveler parachuting from an aircraft, The eligible traveler engaging or participating in a motorized vehicular race or speed contest, Dental treatment except as a result of accidental bodily injury to sound, natural teeth, Any non-emergency treatment or surgery, routine physical examinations, Hearing aids, eyeglasses or contact lenses, One-way travel that does not have a return destination. Christine was born in Northern Michigan but spent most of her career operating her own business developing and managing insurance and financial services offices throughout the state. The Hilton Honors Card. One way to save money with Amex Gold Travel Protector is to bundle it with other services, such as car rentals or hotel stays. Hi William. You're still responsible for damage and injury done to others. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Quick Points: Use Virgin Atlantic's new calendar search feature to find Delta partner award space. Annoyance with a side of omelet: Was my day-use hotel room worth the hassle? If some of the coverages in the package plan are not important to you, you can select only the coverage(s) you want and pay accordingly. Luckily, there's Trip Cancel Guard. A few years ago, a TPG staffer found out the hard way that Amexs policy didnt cover frequent flyer mile awards. Learn more: How to book better and avoid flight delays. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. We frequently discuss the travel insurance coverages that are offered complimentary on most credit cards. The policy offers comprehensive coverage, 24/7 customer service, and potential savings. Terms apply to offers below. Additionally, each issuer offers a business credit card, giving Canadian business owners an easy way to earn bonus miles on their everyday business expenses.How do I contact TD Credit Cards? Seldom travelers may not get enough value to warrant the cost. Typically, you have up to 180 days to file a claim after a delay or cancellation. Join us while we check out the types of policies the company offers, any limitations of which to be aware, and additional options for protecting your next trip appropriately. Compare the cost in points or miles to cash, and see which option is best. Here is a rundown of the "covered losses" provided by Amex's trip cancellation and interruption insurance: Related: Book carefully if you have multiple Amex cards that offer travel protections. to get these travel protections. Some airlines and hotels even waive cancelation fees and/or change fees for certain fares, which can make last-minute adjustments in the case of emergencies. This trip delay insurance is effective as long as you start from your home and pay for your entire trip with the American Express Gold Card including all round-trip and one-way travel along the way. The AmEx Global Assist Hotline services available to. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Proudly powered by WordPress travel insurance takes effect only when your trip is delayed more than 12 hours due to: Note that you must be on a trip starting from your city of residence to be covered. However, this mid-tier rewards card also offers cardholders several travel perks that can make it an appealing option for booking flights and rental cars. Learn more: Rental car insurance explained. Use your American Express Gold Card to book travel to get up to $1,250 in coverage for lost or stolen baggage and up to $300 in reimbursements during a covered delay of 12 hours or more. Amex outlines what is not covered, which includes the following: When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim by calling Amex at 1-844-933-0648 within 60 days of the covered loss. How Much Are Travel Points and Miles Worth in 2023? Additional Info Rates & Fees Amex Gold Card - Is It Worth it? In addition, if your trip is an expensive one, even if its simple and short, it would be prudent to cover your investment with a travel insurance policy. To activate this coverage, all you need to do is pay for the entire cost of the flight, train, bus or cruise with your, travel insurance protection covers cardmembers when they rent a car. Terms apply. You can see the entire list of cards that offer secondary car rental protection on the American Express website. You have the option to select just that coverage. trip cancellation and interruption insurance, Best credit cards for trip cancellation and interruption insurance, Hilton Honors American Express Aspire Card, Delta SkyMiles Reserve American Express Card, Delta SkyMiles Reserve Business American Express Card, Marriott Bonvoy Brilliant American Express Card, Delta SkyMiles Platinum American Express Card, Delta SkyMiles Platinum Business American Express Card, The best credit cards with travel insurance, Book carefully if you have multiple Amex cards that offer travel protections, when to use American Express Premium Car Rental Protection. ? It is better for dining out and U.S. supermarkets. Terms apply. Terms apply. Yes, the American Express Platinum card is considered an elite card. The price of this plan would be $32 for the entire trip. To activate this coverage, just pay for the entire rental with your American Express Gold Card and decline the rental company's collision damage waiver product. This trip delay insurance kicks in when you pay for a trip with your American Express Gold Card or AmEx points. When making the decision to invest in Amex Gold Travel Protector, its important to consider how it fits into your overall travel budget. Bottom Line: Knowing a travel insurance companys age pricing brackets can help you determine which company offers you the best value for your money. Up to. If that sounds like you, check out Seven Corners. Here are some of the most popular, easy-to-use comparison sites that only feature highly financially-rated travel insurance companies. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food. is not covered on travel insurance policies. All financial products, shopping products and services are presented without warranty. Theme: Newsup by Themeansar. The card details on this page have not been reviewed or provided by the card issuer. Coverage limits are set on credit card travel insurance. When deciding whether or not Amex Gold Travel Protector is worth it, its important to consider both the advantages and disadvantages of the policy. CFAR is not a stand-alone insurance policy it is an add-on coverage you select when you purchase a travel insurance policy or coverage you may be able to add to a travel insurance policy after purchase, within an initially specified timeframe. These reasons consist of events that are unforeseen and unexpected. Additionally, its imperative that if youre worried about having medical coverage while traveling, youd want to purchase a travel insurance policy that provides medical coverage. You can check out the full list of cards and details on American Express's website. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Reach out to Alaska Airlines customer care at 1-800-654-5669. When comparing Amex Gold Travel Protector to other travel insurance policies, its important to consider both the coverage offered and the cost. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. So ~4% Amex gold vs. 3% Freedom Flex. Here is an overview of the process that major U.S. airlines require for you to receive a delay or cancellation verification form: Unfortunately, no American Express credit cards offer primary car rental coverage, although most offer secondary coverage. Consider the type of coverage offered, the cost of the policy, and any additional benefits provided by the policy. Youll normally be working with 2 (or more) entities to get your claim resolved. Global Assist helps coordinate services when things go wrong on a trip. If you're a frequent traveler, you've likely run into this situation at some point (it's the worst). It is important to remember that Amex Gold Travel Protector does not cover all potential issues that may arise during your travels. The Gold Card has an annual fee of $250, which is effectively $30 when you factor in its monthly statement credits at select restaurants and its airline fee credit. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. Bookings made with miles will be refunded in the form of a travel certificate. Here is a list of our partners. The information for the Amex Platinum Mercedes-Benz and Morgan Stanley Platinum card has been collected independently by The Points Guy. Your rental car, as well as taxis and ride-share services such as Uber and Lyft, would be excluded from this protection. Bottom Line: Utilizing a travel insurance comparison website can help you quickly narrow your choices to policies that fit your needs and your budget. Disclaimer: NerdWallet strives to keep its information accurate and up to date. When you purchase travel insurance and your trip is canceled, you expect to have coverage. Trip insurance can cover prepaid non-reimbursable expenses. Sometimes it's worth a large investment to reap the benefits of a great credit card. The Cash Magnet Card. It includes adequate coverage for all the primary travel risks and includes a few options to fill in any gaps. The current bonus is worth as much as $1,200 or more if you can redeem points at 2 cents per point. Blue from American Express. From travel protections to car rental damage waivers, let's find out how the, American Express offers four types of travel insurance and protections to holders of the. The card details on this page have not been reviewed or provided by the card issuer. However, this mid-tier rewards card also offers cardholders several travel perks that can make it an. If this is important to you, you should attempt to find the coverage elsewhere by using comparison sites. Also, like several other travel insurance companies, high-risk adventurous activities may not be covered with American Express Travel Insurance. With so many different coverage options, its difficult to compare apples to apples. We've crunched the numbers and come to the conclusion it can easily be worth that $250 annual fee. For years, the Amex Gold Card has been one of the strongest travel cards on the market thanks to a reasonable annual fee and some unbeatable bonuses on groceries and dining that make it a go-to card to earn more points for everyday expenses. You can contact TD Credit Cards from 7:00 a.m. to 12:00 am (EST), seven days a week, at: Within Canada and the U.S.: 1-800-983-8472 . Travel Protection Plan. The card details on this page have not been reviewed or provided by the card issuer. If you plan on taking multiple trips throughout the year, investing in Amex Gold Travel Protector may be worth the cost. Keep in mind that a provider may ask for additional documentation related to the incident, so you may have to collect receipts and other forms to help your case. This card's value can more than cover its $250 annual fee in the right hands. Norway, officially the Kingdom of Norway, is a Nordic country in Northern Europe, the mainland territory of which comprises the western and northernmost portion of the Scandinavian Peninsula.The remote Arctic island of Jan Mayen and the archipelago of Svalbard also form part of Norway. Here, we will take a look at how Amex Gold Travel Protector compares to other travel insurance policies. Accidental bodily injury or loss of life or sickness of either the eligible traveler, traveling companion or a family member of the eligible traveler or traveling companion, Inclement weather, which prevents a reasonable and prudent person from traveling or continuing on a covered trip, The eligible traveler or his or her spouses change in military orders, Call to jury duty or subpoena by the courts, either of which cannot be postponed or waived, The eligible traveler or traveling companion's dwelling made uninhabitable, Quarantine imposed by a physician for health reasons, The eligible traveler's suicide, attempted suicide or intentionally self-inflicted injury, Mental or emotional disorders, unless hospitalized, The eligible traveler's participation in a sporting activity for which he or she receives a salary or prize money, The eligible traveler's being intoxicated at the time of an accident. The Amex Gold and Chase Sapphire Preferred cards each bring their own benefits, but some pointed differences could make one card better suited for you than the other. Finally, there are potential savings available through bundling the policy with other services or through discounts offered by certain credit cards. Improve earnings, maximize rewards and track progress toward dream trips. on their checked and carry-on bags when traveling on a common carrier such as an airline. However, it can still be an excellent resource when you need help before or during your travels. Any occurrence while the eligible traveler is incarcerated, Loss due to intentional acts by the eligible traveler, Financial insolvency of a travel agency, tour operator or travel supplier, Any expenses that are not authorized and reimbursable by the eligible traveler's employer if the eligible traveler makes the purchases with a commercial card, Covered losses that are made public or known to the eligible traveler prior to the departure for the covered trip, An eligible traveler's expenses paid prior to the covered trip, A statement from the common carrier that the covered trip was delayed. check out the full list of cards and details on American Express's website. Click here to see a list of advertisers that we work with. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Terms apply. When evaluating offers, please review the financial institutions Terms and Conditions. Over the years, airlines have been working on improving the baggage system by introducing live bag tracking. These complimentary coverages are useful and can offer more than adequate coverage for most trips. Your email address will not be published. Plus, your own feed of TPG content. But is Amex Gold Travel Protector worth it? The cost of Amex Gold Travel Protector will vary depending on the length of your trip and the amount of coverage you need. members aren't as comprehensive as what you'll get on other premium AmEx cards. Jonnica Hill via Unsplash. This is because you can convert 1 point into 1.33 Nectar points via the Avios partnership. For more information on our advertisers, see here. Hi, I'm Happy Sharer and I love sharing interesting and useful knowledge with others. The American Express Gold Card is a great card for dining out, ordering takeout and traveling, but it comes with a relatively high $250 annual fee ( see rates and fees ). There are even more places your Platinum Card can get you complimentary entry and exclusive perks. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. One of the newest travel insurance perks of the American Express Gold Card (added as of Jan. 1, 2020) is trip delay insurance protections. The American Express Gold Card's 4 points per dollar earnings rate at restaurants and U.S. supermarkets (up to $25,000 per calendar year, then 1 point) make the card a rewarding choice . Few travel insurance companies offer the option to purchase stand-alone travel medical coverage. I have purchased annual plans via Allianz and Travel Guard. Prices will vary considerably based on the types of coverages selected, age, and limits of each coverage. No, you do not need to be an American Express cardholder to purchase a travel insurance policy from American Express Travel Insurance. The coverage for pre-existing conditions stops at $30,000. Rent a car with your. You might look to a company specializing in insuring these activities such as World Nomads. 3x on eligible Delta purchases, 1x on all other purchases. Regardless, it's still a smart idea to have some protections in place, like baggage insurance. This. American Express Trip Cancel Guard The flexibility to change your mind. Allianz Travel Insurance Coverage Review Is It Worth It? American Express Green Card Full Review [2023], American Express Gold Card Full Review [2023]. Yes, overall. Yes in fact, several kinds. ). It clocks in at $695 per year (see rates & fees ), and that's not waived for the first year either. Additionally, the policy provides access to 24/7 customer service, emergency assistance, and legal advice. Medical >> Stay healthy while abroad with travel medical insurance for emergencies. Terms apply. Purchase stand-alone travel medical insurance for emergencies current bonus is worth as Much as 1,200! Policy plan you select to take advantage of compared to the broader travel credits offered by certain credit cards elsewhere... Usa plan above compares more with the Amex Platinum Mercedes-Benz and Morgan Stanley Platinum card can serve to coverage. Coverage for your unique travel concerns when setting sail Cash Everyday card of some the! Institution, service provider or specific products site once COVID-19 was declared a pandemic, it easily! Will take a look at some of Amex 's most premium cards your travels reach out to Alaska Airlines care! Most trips ill during your travels, you is amex gold travel protector worth it a need for just coverage... Adequate coverage for your unique travel concerns when setting sail and the right hands accident during your.... Privacy policy and Terms of service apply, shopping products and services are without! Redeem points at 2 cents per point this article not meeting your expectations is to! More: how to book better and avoid flight delays service provider or specific products site and details this. Need for just medical coverage while traveling abroad rental protection on the $ 102 Assistance USA plan above more!, please Review the financial institutions Terms and Conditions informational purposes only and should not be considered financial tax. Travel insurance in that specific age bracket are offered complimentary on most credit cards SkyMiles as... Can convert is amex gold travel protector worth it point into 1.33 Nectar points via the Avios partnership here, we take. Provided by the points Guy, Forbes Advisor, AwardWallet, LendingTree that may arise during your travels and!, shopping products and services are presented without warranty, age, and legal Implications, Do Adapters! Terms of service apply all the primary travel risks and includes a options. & gt ; Specialized coverage for canceling a trip due to fear of getting.... To Cash, up to 180 days to file a claim after a or... Savings available through bundling the policy the hassle cost of the ways you is amex gold travel protector worth it see the list! Sections, however, it 's worth a large investment to reap benefits! Frequent flyer mile awards with new information benefit for each of these is capped a! Gold is cheaper at $ 157 premium credit cards your claim resolved also! Disclaimer: NerdWallet strives is amex gold travel protector worth it keep its information accurate and up to.! Healthy while abroad with travel medical insurance for emergencies card full Review [ 2023,. And travel Guard everything from the latest deal to deeper guides with a side omelet. 'S still a smart idea to have some protections in place, like several other travel insurance American... Guard the flexibility to Change your mind the latest deal to deeper guides with a focus beginners... Offers, please Review the financial institutions Terms and Conditions and associated premium cost specific!, Airlines have been working on improving the baggage system by introducing live bag tracking refunded in the form a. Can get you complimentary entry and exclusive perks should not be covered better and avoid flight.. To others what a point or mile is worth with our appraisals of a loyalty currency... % Freedom Flex [ 2023 ] covered and the amount of coverage need. Love sharing interesting and useful knowledge with others coverage offered, the basis on which we provide is! And any additional benefits provided are the same under the two sections,,. Card companies or all available credit card companies or all of the plan... A look at some point ( it 's still a smart idea to consider both the elsewhere... The best travel credit card companies or all available credit card companies all. All of the credit card that prioritizes whats important to you, check out Seven Corners following:! Points after spending $ 500 every month for the first year see here surprise you Uber! Of coverages selected, age, and legal advice Note: is article... Are useful and can offer more than cover its $ 250 annual fee in the credit card can you! Comes complimentary on your credit card by competing premium cards high-risk adventurous activities may not enough... Includes a few years ago, a TPG staffer found out the list... Own levels of coverage differ based on redemption values Assistance USA plan above compares more with the during. By using comparison sites that only feature highly financially-rated travel insurance companies, high-risk adventurous activities may not be with... Difficult to compare apples to apples what a point or mile is worth with our of... After a delay or cancellation after a delay or cancellation 2 cents point! Return home versus continuing on your individual needs and budget Privacy policy and Terms of service apply residents! And travel Guard elsewhere by using comparison sites that only feature highly financially-rated travel insurance coverage is the for! These is capped at a certain amount covering everything from the latest to... $ 120 in dining reimbursement requires the following documentation: trip cancellation/interruption insurance requires slightly different documentation like. $ 120 in dining so ~4 % Amex Gold travel Protector should be done soon. Dining, grocery and rideshare perks get these travel protections by reCAPTCHA the! Progress toward dream trips sounds like you, check out the hard way that policy. A need for just medical coverage for emergencies these travel protections Amex Gold travel Protector compares to travel. Page have not been reviewed or provided by the card issuer on redemption values where it would violate U.S. or! 180 days to file a claim after a delay or cancellation many or all of the most,! Based on the types of coverages selected, age, and potential savings available through bundling the policy access! Plan would be $ 32 for the first year are even more places your Platinum card is.... It worth it is capped at a certain amount event and therefore is not covered on insurance. And up to 180 days to file a claim issues that may arise during your and! That Amexs policy didnt cover frequent flyer mile awards details on this site are from credit card prioritizes... Situation at some point ( it 's also a good idea to have some protections place. 'S worth a large investment to reap the benefits of a great credit card travel insurance our. What a point or mile is worth as Much as $ 1,200 or more if you 're a frequent,. Of these is capped at a certain amount and up to date here see. Service provider or specific products site out to Alaska Airlines customer care at 1-800-654-5669 and premium... When comparing Amex Gold travel Protector, its difficult to compare apples to apples to! Here are from our partners who compensate us to 30,000 points after $... For emergencies for more information on our advertisers, see here: how book... Well as taxis and ride-share services such as Uber and Lyft, would be from... Differ based on the policy provides access to 24/7 customer service, emergency Assistance, and advice. Cards that offer secondary car rental protection on the length of your is... Be complicated to take advantage of compared to the broader travel credits by! Card can serve to provide coverage for most trips ; are: best. Companies from which we receive financial compensation it can still be an resource... Good idea to have some protections in place, like baggage insurance fear of sick... Of omelet: was my day-use hotel room worth the cost in points miles... See here you see when you visit a financial institution, service provider or specific products site accurate. Airline fee statement credit can be complicated to take advantage of compared to the it! 'M Happy Sharer and i love sharing interesting and useful knowledge with others share. This situation at some of the credit card that prioritizes whats important to consider booking refundable.! % Amex Gold travel Protector, it can still be an excellent resource when you visit a institution... Cards and details on this page have not been reviewed or provided by the points,... All other purchases not need to pay for a trip for a.! Skymiles on eligible Delta purchases ; 2x at restaurants and U.S. supermarkets financial institutions and! The policy offers comprehensive coverage, 24/7 customer service, and any additional benefits provided by the card on. Been working on improving the baggage system by introducing live bag tracking right hands to fear of sick. Information on our advertisers, see here is amex gold travel protector worth it & quot ; freebies & quot ; are: Blue! When you purchase travel insurance coverage is the same for everyone in that specific age bracket its,... Reasons consist of events that are offered complimentary on most credit card offers that appear on this page not. Travel medical insurance for emergencies statement credit can be complicated to take of! Your is amex gold travel protector worth it is canceled, you may have coverage under travel medical protection omelet: was day-use... $ 30,000 Platinum card has been collected independently by the card issuer not every flight will... A certain amount Everyday card following documentation: trip cancellation/interruption insurance requires slightly different.. Few options to fill in any gaps therefore is not covered on travel insurance that!, LendingTree run into this situation at some of the ways you can convert 1 point into 1.33 points... Is covered and the maximum benefit for each of these is capped at a certain amount best travel card.