Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: If you need to activate your Green Dot Visa Secured Credit Card, you can do so, . Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. 3. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Subject to other banks restrictions and fees. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Seefdic.gov/deposit/deposits/prepaid.html for details. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. See app for free ATM locations. Digital wallet feature not available for cards sold in Puerto Rico. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Learn more at http://www.greendot.com/overdraft. Plus, it has a $0 annual fee. SimplyCash Card from American Express. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Terms and conditions apply. Is a Good Credit Score? Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Initial and ongoing direct deposits are required for overdraft coverage. You can apply for the Green Dot Platinum card by filling out the application online. 2.00% Annual Percentage Yield. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. Initial and ongoing eligible direct deposits are required for overdraft coverage. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Fees on your primary deposit account may reduce earnings on your savings account. Fees may apply. Limits apply. How do I check my Capital One QuicksilverOne balance? Mobile check deposit: Active personalized card, limits and other requirements apply. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. Ratio Calculator, See Box 9206 Old Bethpage, NY 11804-9201. American Express Platinum Card - Elevated Offers & Benefits The Platinum Card Classic Platinum Choose Your Design Annual Fee: $695 GO PLATINUM, GET POINTS Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. ReportingBuild It, Identity ProtectionGuard Initial and ongoing direct deposits are required for overdraft coverage. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. Fees on your primary deposit account may reduce earnings on your savings account. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Learn more. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). What is the American Express Seating program? See, Mobile check deposit: Active personalized card, limits and other requirements apply. Personal Finance, View All Blog 24/7 everyday banking to help you better access, budget and manage your money. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Does not offer rewards or cash back. The APR is 19.99%* Fixed. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. See Deposit Account Agreement for details. It's fast and easy to compare card offers by the criteria you require. We are committed to being fully transparent with our readers. 3 ways to activate a Mastercard online, over the phone or app How to activate a USAA debit card online, by phone, at ATM How to activate Old Navy credit card online or by phone How to activate JCPenney credit card online or by phone How to activate a Capital One credit card online, phone, app National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. & Utility ReportingBuild It, Identity This can be a great way to help improve your credit. Posts, Credit Card Payoff In addition, it is not any companys responsibility to ensure all questions are answered. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Log in to your account and refer to your Account Agreement to check feature availability. 4.50% Annual Percentage Yield (APY) as of January 2023. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Marriott Bonvoy American Express * Card. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Cards, Debit What $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. * See the online bank credit card application for details about terms and conditions of offers. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. . Limits, qualifications, and enrollment requirements may apply. Unapproved checks will not be loaded to your card or account. Overdrafts are paid at our discretion. Not a gift card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Green Dot Platinum Visa Secured Credit Card. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Initial and ongoing direct deposits are required for overdraft coverage. The card has a refundable security deposit that acts as your credit limit. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. Overdrafts are paid at our discretion. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. APY may change before or after you open anaccount. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. Be automatically considered for a higher credit line in as little as 6 months. Keep an eye on your inboxwell be sending over your first message soon. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Lock / unlock your card*, account alerts* & a chip-enabled card! Most people will qualify for this card. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. For general information about prepaid accounts, visitcpfb.gov/prepaid. Credit Cards, Removing Collection Account must be in good standing and chip-enabled debit card activated to opt-in. Limit one promotional incentive per Green Dot user and one redemption per registered account. Calculator, Auto Fees on your primary deposit account may reduce earnings on your savings account. Other card fees apply. Opt-in required. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. See your Cardholder Account Agreement for details. How can I reach the Green Dot Platinum customer service? Mobile number verification, email address verification and mobile app are required to access all features. Initial and ongoing direct deposits are required for overdraft coverage. SeeDeposit Account Agreement (PDF)for terms and conditions. Green Dot Bank also operates as GoBank and Bonneville Bank. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Opt-in required. . Do Not Sell or Share My Personal Information. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. Initial and ongoing direct deposits are required for overdraft coverage. Rebuilding. Only salaried individuals can apply for the card. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. with opt-in & eligible direct deposits*. A $15 fee may apply to each eligible purchase transaction that brings your account negative. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Standard message rates apply. APY may change before or after you open an account. Approval review usually takes 3-5 minutes but may take up to one hour. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. About Credit Cards, Credit Account must be in good standing and chip-enabled debit card activated to opt-in. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. 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