Bowen says his monthly budget of $2,500 is covered by his Social Security check of $1,800 plus investment income. Im dual. Its like Chiang Mai when I was a kid. What about Vietnam? You need to answer that first. Thais take ghosts seriously. It takes 24 hours of flying to get home. Buying monthly bus and train passes. They dont keep track of every dollar so this is just an estimate, but they generally spend about $1,300/month and live quite comfortably. The Fora platform includes forum software by XenForo. Anyone considering a move should also make sure to research the Thai culture. Thailand also has agreements with a number of other countries to ensure that you dont pay taxes twice on your income. Tags: retirement, money, Thailand, moving. The country has a rich culture with delicious cuisine and friendly people. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. So if you like Thai food there is really no reason to spend a lot on your food. To live like that is to live a life short changed, and to be forever wondering Is this all?. Not too mention fantastic restos of any and every type of cuisine! More privacy info here. However, if you can choose to eat the local foods and not go to 5 star restaurants, its not too bad, Healthcare in Malaysia is a lot cheaper than the US and is just as good. 8% P.A. Many foreign retirees could come to Thailand and live a pretty good life. This may work for you if you plan to travel a lot or return home frequently. One other consideration is relative civil stability. So no houses unless you are married to a Thai citizen (I think.). She stole many things from his house, including valuable jewelry and even cash. Even for the linguistically talented, Thai is difficult to learn. It is a bit hot here, but Id take 90 degrees heat over snow any day. Food carts are a way of life in Thailand. First, you have to obtain a non-immigrant visa by providing the Thai consulate with your passport and proof that you have enough funds. Now you can get a retirement visa thats valid for a year. Rents are around 70% lower on average. Many Thai women are interested in foreigners for love, fun, or both. Renting a place (no property taxes other than whats included in rent) and not owning any cars (no payment, gas, insurance or maintenance costs) would save a lot. Besides the application form, you need to have a picture of yourself and various parts of your passport. To rent a condo (2BR, 60 sqm) in Bkk will cost around USD 600 per month away from the city center, less if on the outskirts or in the districts. Unfortunately, many of the problems in these relationships are due to one party failing to see the early red flags. Should we cut my sister out of the family inheritance? Ive been living & traveling in Thailand for 14 years. Although I do love Thailand, lets get real, the only reason I am considering retiring there later this year is because I feel I will not have enough money to retire on the California coast. Units with 2 or 3 bedrooms in the centre of town cost $750 USD per month and $250 USD on the outskirts. Okay, thats my updated numbers for one person. Thats a law that dates back to the Vietnam war. I still shuttle between the US and the Philippines since I have businesses and properties in both places and also a house in Thailand. Leo had 2 cataract operations last year. If you live on a budget at home, adopt the same budget in your chosen home, Eat as you would, dance as you should, and sleep in like everyday is a Sunday. This is a great plan, Joe! . In general, living in Thailand is significantly cost-effective; of course, if you are not a single man and you are in a relationship, you will be able to save some cash each month from sharing accommodation, but this is often a minimal amount. Heres what you need to know about moving to Puerto Rico for retirement. My dad is picky about some stuff so thats why his cost is pretty high comparing to locals. I have families in Thailand and they can help me figure things out when I move here. There are lots of reasons why you may want to retire in Thailand. This is awesome! Golf $30-$60 depending on the golf course. I get a lot of requests for recommendations on services related to living in Thailand. This is why I always recommend to people to put boots on the ground and search out accommodation. Why did you have to write about this? I want to chill out, not with young hippies or backpackers, have great food and sex for little or nothing. The rent will be affordable and you can take a few years to see if its the right move for you. Bowen also notes that while Phuket is great for single men, it may be less appealing for others. My wife and I did most of our international travels with my small company in the 80s and 90s so we no longer feel the need to travel around the globe now that we are retired. Even more ubiquitous than tuk-tuks are the bright red "baht buses" or songtaews. Its clouding their judgement. Read some more info HERE. Did you ask me to buy you a coffee? Hi! NET Paid monthly or quarterly One of the most important decisions you will ever make in terms of retiring in Thailand is where you will live in the Kingdom. Just eating out. I would like to live there for 4-5 years and explore that part of the world. Then language is taught here from the very first say at school, and most Fil. It will be great to visit South American for a couple of years. There were days I ate no normal meal but all deserts and coconut ice cream, and I was all right. From the people I've talked to, the LOS is becoming less inviting to those wishing to retire there. Im here to give you all the information you need to make your Thai adventure safe, happy, & successful. The people are generally friendly and understand that its a new culture for retirees, but its easy to make a faux pas. Im pretty sure well be back and forth a lot even if we live in other countries. Even if you can file the taxes on your own, everything is in Thai. 1-Year Thai Retirement Visa (Multiple-Entry) - $153.32. The research was based on the following lifestyle for 1 person: We then want to find various places in Thailand and Vietnam where we can enjoy staying anywhere from 3 to 6 months at a time. One unique kind of street food is fruit. It actually costs me less in the US to retire even in Berkeley, California since Im familiar where to get all the cheap groceries and entertainment since I know most music venue owners who let me in for free. As for food, beef is expensive but seafood is reasonable. Driving to Southern Thailand would take a couple of days. I really want to visit Thailand and it sounds like its extremely affordable. Anything like that is very expensive in Thailand as they know only the non-locals will buy it and the price is artificially high. It's easy to criticize this study for what isn't factored in, and the fairly simplistic financial calculations it uses. The lifestyle also makes a big difference. Theyre incredibly helpful. Sometimes it makes more sense for one member of a married couple to keep working. Might require some additional paperwork on your US return. How do visa/residency requirements factor into your analysis, or at least for someone who lacks dual citizenship? Seen as a safe bet amid the U.S.-China trade war, the baht has caused visitor numbers to drop and hotel occupancy rates to halve. Theyve been married for eight years. You didn't shock me at all. Instead of 800,000, youll need at least $3 million baht in a Thai bank account, and youll need it at least 12 months prior to your application. Good private schools are expensive here, and that's where the balance is likely to tip in favor of living back home. There are four steps to acquiring a visa to retire in Thailand. Estimates for thecost of livingin Thailand generally say its between 35% and 75% cheaper than living in the U.S. The study covered most countries of the world, with the goal of estimating the cost of retirement based on the equivalent quality of life you'd enjoy back home. But this is surprisingly accurate. Couples should have a strong relationship to last here.. There is a lot to see and do in the country. This is not an offer to buy or sell any security or interest. Pad Thai (Thai style Fried Noodles) Som Tum (Spicy Green Papaya Salad) Thai Noodle Soup Cost of Retiring in Phuket For a retired couple, you can living really well for $2500-$2800 per month. During the hot season, temperatures can stay above 100 degrees Fahrenheit for weeks at a time. How do you do that you ask? You can also pay 8k for a very modern studio apartment, or 35k for a 2 bed. Joe, youd like the west coast and Vancouver Island. It can take a long time to be good at investing and the earlier you start the better. Hahaha! VerticalScope Inc., 111 Peter Street, Suite 600, Toronto, Ontario, M5V 2H1, Canada. One-Time Checkup with a Financial Advisor, 7 Mistakes You'll Make When Hiring a Financial Advisor, Take This Free Quiz to Get Matched With Qualified Financial Advisors, Compare Up to 3 Financial Advisors Near You. I want the whole experience. Its landlocked though right? Chiang Mai sounds like a city to investigate. The permit application is relatively simple. I will admit that I am neither frugal, or spend thrifty, regardless of whose dime I am on, I always opt for what I like and make no reservations or excuses about certain indulgences. I would also add that many locals see foreign partners as being very kind. I dont plan to move until hes in college though. $3,000 per month seems to be top spending there for complete luxury. Its hot and humid, but its better than Bangkok. I knew Chiang Mai is much cheaper than North America but its interesting to see some actual numbers. Retire Earlier on Less. Required fields are marked *. Its not as great as most people think. You just sweat it all off. Like many second world countries, regular reports of police corruption may worry some, but these problems always seem to exist where it's cheap. People who want to see the grandkids are going to be out of luck. Fixed. Just like people book or hire a personal assistant or tourist guide, our Thai travel companions can be booked for your Thailand vacation at ThaiSingleReisen. Therefore, we will be exploring these two categories from a single mans point of view. Healthcare, however, is the big mystery. 1. Thanks for this article! Therefore, as an estimate as a single man living in Thailand, you would need at least $900 - $1200 a month. If you plan to travel, even just to visit home, anytime in your first year of residence, you will need to apply for a re-entry permit. My sister is always struggling with money and drugs: I own a house with my husband and mother. Its possible to do this in Thailand or at a consulate in your home country. My adult children had left, and I wasnt in a relationship, he says. You never know I would love to live in South America for a few years. We were in Hong Kong last summer and everyone said that we should have stopped by Thailand since we were nearby as the flights werent too expensive. I was very happy thinking I found the resources I needed and then I heard something about "taxes" in Thailand? Join thousands of others who receive my monthly roundup of content & insider tips on how to survive & thrive in Thailand. There are also snakes, monitor lizards and mongooses. George Town, Malaysia. Im looking for safe, friendly cities to retire abroad on $2,500 or less a month. Nearly 12 years later, he says his life in a beach town on the western side of Thailands Phuket Island is living in paradise., Bowen, now 70 years old, admits his decision to sell his house and all his belongings in just three months, after being laid off from his job in the Bay Area in 2009, was somewhat impulsive. November . Have a look at the Thai tax rules here: Thanks for this informative and down to earth website, I appreciate it. Considering the people/culture, weather, variable living standards, and beach get-away options, I think Thailand is still value for money. thaiembassy. One of the hardest things is just how far away from the U.S. Thailand is, he says. Bowen says he arrived without a visa and now has to let Thailands immigration office know every 90 days, either online or in person, that he is still there. Thats cheap. I dont see many retired couples or single women retire here, he says. Professional athletes come to Piyavate Hospital for orthopedic surgery critical to their careers. Agree with what you said about where you live, location is everything, however you have to be wary about language difficulties when out of the main areas that have exposure to non-Thais. At 60, I can allow myself to spend at least $5-8.000 a month, so money is not the issue here. Debt and waiting until a financial situation improves are top justifications financial advisors hear. The amount you spend on healthcare really depends on your health. I visited Thailand twice in the last 4 years and I sensed that I probably end up moving to Thailand someday when the time is right. You might have heard about FIRE (Financial Independancy / Retire Early). They are easy to drive, maintain and park. And weve got an awesome (imo) public healthcare system. Then you have to be able to speak Thai to not pay an inflated price here and there. Oh and if you drink you will have to be happy drinking the awful mass produced beer (Heineken is one of the worst). Taxes? Paid monthly or quarterly. Asia is more expensive than Europe and the US for most modern day items these days. However, financing is normally unavailable or difficult to obtain as a foreigner. Though it has depreciated in the past two months, it is still significantly stronger compared to three or four years ago. If he had to rent, itll probably be closer to $2,000. Ill check with my dad. My taste is very simple too. I just order stuff on Amazon or shop at Ross or Osh Hardware and send all the stuff back even my power tools and just use a 220 to 110v step down converter. Lastly, you will need to meet certain financial requirements. And considering the outcome, is it cost effective to retire in Thailand. to learn how you can update your cookie settings. I realize that to each, one's own but for me being unable to cook or to have a space dedicated to "work" and "relaxation" would be a bitter pill, indeed. My dad, on the other hand He enjoys going to nicer places and doesnt like eating at food stalls. And in some parts of the country, farmers burn their fields from the middle of March through May to prepare for the next planting, creating air-quality concerns. Foreigners cannot own land. Healthcare is the big X factor. Did I miss anything? Retiring in Thailand is a great option for many foreigners. Retiring in Thailand sounds amazing, but I would just like to visit there to start. A recent study carried out by NetCredit estimated that a person needs approximately $390,000 (US) to retire in Thailand. If youre interested, it may be worth consulting with a financial advisorbefore actually making your move. I LIVE IN Thailand and I must say I am quite impressed with your cost of living figures, have lived in Thailand since 2003 now. Thais hold special ceremonies after the death of a loved one, as no one wants ghosts to remain at home. However, the culture shock of living in Thailand can be significant for Americans. This article oddly makes Thailand seem like any other place. I like the modern life. Id like to live there for a few years too. Among Bowens family, only his daughter has visited. Share a table. Hope you all are doing well . 2021 is about as much a mess as 2020 so far in US this year. Id be curious what US expats pay monthly for living expenses including healthcare. Just those few phrases will make life much less stressful. A songtaew is a heavy-duty pickup truck with a cabin and seating built onto the bed. The myth that Thai girls love us partly because they don't like Thai men is just that - a myth. Were actually considering retiring in a more expensive country (Germany, Austria, Switzerland are on the list), but we dont know much about how wed go about doing that especially since we dont have any family or other ties to those countries other than that we like them. I like reading about geo-arbitrage even if it isnt a place that Im likely to move to though the $10 massage is convincing. Would Cambodia work? Of course, booking a girl for your Thailand holiday does not mean treating them like a commodity, but treating them with respect, as you would like to be treated. Its up to her. Not that I care since I eat at Thai spice level sure aids in the output, too. I dont know. I think these comments hold some weight in a debate of historical context, but I don't think that's the whole picture. Thanks for your input. Americans are living longer than ever, and that creates some challenges for retirees. I knew I would shock some people with my idea of having a relationship with a woman 20 years younger. If you use a real estate agent to find a place, the standard commission is one month's rent for a 12-month contract and is paid by the landlord. His advice? We go to eat with our three boys and spend $6 for all five of us to eat. Foreigners cannot own land period. In the Thalang area, a two-bedroom, two-bathroom apartment with a pool, just a five-minute walk to Surin Beach, rents for $720 a month. For some people, the best insurance option is to have travelers insurance from your home country. Let me know if you have any specific questions and Ill get the answer for you. There are a few ways to satisfy these requirements: Note that if you go with the first option in the list above, you need to have the money in the Thai account for at least two months prior to your visa application. . For small stuff, Id probably go to a private clinic and pay. Canada is a great option too, but its a bit cold up there for my taste. Savings aren't static, even though it might seem that way if the money is just sitting in an account. You're probably thinking that Portugal, Italy and Mexico look like pretty good options, but you like Asia, right? Youre right. The city also gets over 10 million visitors in 2019 so they are used to foreigners. Malaysia? check out for a fairly accurate COL estimate. It's true. Probably have to cut back a little while were in the expensive countries. The cost of living is low,which means you can stretch your retirement savingsfurther. When you retire in Chiang Mai you can expect to find large numbers of expats and retirees based in the centre of the city. Low costs are a big part of the appeal. Beer is about 75 cents (US) for a 340 ml can of Cheers (as of May 2016). Moving overseas is in our family plan. You'd pay tax on all of that on your US tax return, not in Thailand. This is what Id spend if I live in Chiang Mai. I think South America and SE Asia will still be great places to retire to. I think Thailand is actually much easier than 10 years ago. Everything just keeps getting more expensive. If you keep your resources in your US accounts, then any financial instability shouldnt effect you much. You should plan to live in Thailand on a budget of at least $1,500 per month, with $2,000 being a more reasonable benchmark. Our children and us really enjoy the universe for our bedroom. Ended up landing a gig in Japan starting this month so will have a good chance to visit varied countries during the balance of this year and next including Thailand. Good luck!! I lived there for half a year and its wonderful to live in the tropics. Education is pretty limited. I have a great relationship thanks, we live between Thailand and France, and have a beautiful four month old daughter. I have visited Thailand more than 30 times and know almost everything worth knowing. They spend a lot more money than retirees. This content was commissioned by Nikkei's Global Business Bureau. Patients are flown from all over Asia for life-saving and one-of-a-kind procedures that can only be performed in Bangkok. I only speak english and it is very easy to get by here with english. You have to provide a letter from the bank showing proof of deposits. These types of houses stay cool based on a design that allows cross breezes along the ceiling. They have pensions and its much more affordable to live in Thailand than in Japan. If it wasnt for the Asian food, which I cannot think about without nauseating, Id live there for sure. A bit cooler than Portland, but quite similar climate overall. Many foreign restaurant owners offer by-the-glass wine promotions to attract diners. FIRE is much easier if youre relatively healthy. This application is similar to the initial application with some additional requirements. After all, my girlfriend and I lived in Phuket on only $1300 a month, about $700 of which went to rent a beautiful and very modern new house which was built around its own swimming pool. You definitely can live cheaper; I just havent figured it out yet and still learning. But is it a good fit for retirement? I dont know if we can live in the booney, its too boring there. Hopefully South America will be more accommodating in the future. Originally I am indian and now me and my husband getting bored at usa . Sorry, I dont know much about the law. Once this money has been in the account for 60 days you can apply for a 1-year extension of stay based on retirement at a local immigration office. We may actually do more than one country if everything works out OK. Sure, you can come by anytime when we move over. That has changed. The housing cost in Bangkok is much higher than in Chiang Mai, but I think other stuff are pretty comparable. If you dont go looking for trouble, you wouldnt even notice it. Well, my dad eat mostly seafood. Korea is great but so is Thailand and has better options for a British man approaching 58 and married to a Thai for the past decade plus. When you purchase through links on our site, we may earn an affiliate commission, which supports our community. Most will take the view that the benefits outweigh the risks and, with a little extra caution, one can avoid something unfortunate happening. Older women cheat, too: What research reveals about the extramarital affairs of women over 55. Cheapest Way to Send Money to Thailand, 4. I really love your comment. She shoveled snow all day yesterday. Not everyone will require a moped, but some may want a car. I would have to agree with Micheals comments. In the past we have had excellent medical care in Australia, New Zealand, Jordan, Turkey, and Mexico for a fraction of the USA costs before Medicare kicked in. I live in a large city, but have always fantasized about retiring to more relaxed, cheaper places. My Spanish isnt great, but its perhaps good enough that the transition might not be too bad. Thats local, but its still expensive. The housing cost looks reasonable, irrespective of whether one rents a condo or buys one. Thats not true for most foreigners. And, if you choose to bring money into the country and give it to your wife to buy a house you are required to sign a legal document stating that you have no rights to the house in the event of a divorce. Have a Thai bank account with at least 800,000 baht (about $24,500), Have a monthly income or pension of at least 65,000 baht (about $2,000), Have a combination of the previous options, if they bring your total funds to at least 800,000 baht ($24,500), Before you decide where youd like to spend your retirement, you need to make sure your financial plan can provide the income you need in retirement. Not as an retirement option but for living in general as a lot of places are just so much cheaper than the US. One last question, are you honestly saying that your parents totally rely on the public health system? Today we get our dental work done in Mexico, across from Yuma. Buying property in Thailand should not be taken lightly, although many have, both this government and the one which just passed has proposed changing the Law governing the legal loop hole used, that allows non-Thais to own property in Thailand. Must admit my expenses are a lot more. I did not have any problems eating at local food stalls. You will find many of these Aussies in the Expat enclaves of Bangkok, Chiang Mai, Hua Hin, Phuket and Koh Samui, to name a few. But that would have to be a *lot* of money. Im very curious what the education options would be for your child especially if this happens in high school or if you want to be close by for college? Im definitely going to have to visit Thailand after the pandemic is over. And a one-bedroom apartment in the city center of Sarasota costs roughly $1,600 in rent per month, almost 2.5 times more than Bangkok. The biggest import duties are slapped on wine, causing outrageous prices. of course, I would have to keep 400,000 baht in the bank for the visa. In recent years, the Thai government made it more difficult to stay in Thailand for a long period. Its a lot of fun to visit, but living there is quite different. Our budget for exploring the western USA by RV (fulltimers) is about $2200 a month for everything. A one-bedroom apartment in the center of the Thai capital Bangkok will run you about $562 per month for rent. You could rent the same motorbike for about 3,000 baht ($95) per month. Therefore, people will no doubt comment that you can live on half the amount I've cited above. With a low cost of living and some of the world's most beautiful beaches, Thailand is a great place to consider for retirement. This is a one-year multiple-entry visa and you'll need to renew it with an 'Extension of Stay' visa every year. It would be tough to leave this close community at this point.. This includes all domestic and international income. Glad you are finding it useful. Thaiger Video Sunday, March 6, 2022. There are some lower cost Japanese (Yipun) food in what amounts to a fast food version of a traditional restaurant usually found in some of the malls. + Get COVID Insurance This time, Ill update the post with 2021 numbers and give more examples. See the Retirement Options for Foreigners in Thailand. Most apartments and many houses come furnished. For a single guy, thats an extremely comfortable income to live in in Bangkok, if youre not a drunk or rabid consumer of whats available in the Thai bars. The climate is tropical. Im Peter. I had visited Bangkok twice and stayed 3 weeks each visit. In regards to Paul Smiths comments about having food and sex for little or nothing, I think is a mis comprehension of Asia that belongs in the 70s and 80s. What is wrong with that? The cost of care is much more affordable there than in the US. I think the cost of care just about everywhere is much more affordable than in the US. Once here, living at the beach, I got to know people fairly quickly, said Bowen, who wrote a book about retiring in Thailand early in his Phuket life and now posts videos. For Thais, ghosts are real, and they're present. Otherwise, just move to Florida. Learn how your comment data is processed. How do these things compare in Thailand or other locations? Twenty years isn't too much of an age gap given your age. Here are a few of the common costs: Retiring in Phuket: Bottom Line And then there's traveling back to home now again. Mrs. RB40 reported that they had record snowfall in Portland and all kinds of problems followed. Just found your website, and along with most of the other subject blogs on it, is current, informative and relevant. If only we could go back in time! Sounds like a no brainer for you to move there! Also, we do not eat at home..ever. Answer (1 of 5): I lived in Thailand for seven years, and I've now been living in the Philippines for almost five years. I have been saving my whole life for this, and I cant wait for this new adventure of mine to start. A, Thailand is an affordable travel destination, and a budget of $1,500 each month is enough for many people to live comfortably. 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