Information on this page can change without notice to you. Solicitor, valuation and agent fees may apply. 2 Connect Package Home Loan interest rates are made up of the applicable interest rate, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off. © Copyright 2020 Bendigo and Adelaide Bank. These accounts allow you to save money at a guaranteed interest rate over a specified period of time. In the case of SIBOR home loan rates, the relatively better ones are Standard Chartered Bank’s 3-month and HSBC’s 1-month with a margin of 0.750%-1.000% (for the first 3 years). with minimum applicable processing fee starting from 0.25% of the loan amount. *Member Package annual fee of $395 applies. 10 The variable interest rates displayed are based on the applicable Loan to Value Ratio (LVR). Lenders Mortgage Insurance (LMI) may apply. Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. At Home Loan Investment Bank, FSB we offer competitive Certificates of Deposit (CD) to help you meet your dreams. *Annual Percentage Yield (APY) effective as of the date and time of your site visit and subject to change thereafter. For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. **Minimum daily balance required to open an account and earn the disclosed interest rate. © 2020 Home Loan Investment Bank. A good home loan comparison starts with a careful look at interest rates. Fees could reduce earnings. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. You should consider whether it is appropriate for your situation. 1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. Members Equity Bank Limited ABN 56 070 887 679 AFSL and Australian Credit Licence 229500. Personal; Bank accounts Everyday/savings accounts & term deposits; Credit cards Low interest rate, rewards frequent flyer & platinum; Home loans Investing, refinancing & buying property; Personal loans Debt consolidation, buying a new or used car, renovations and more; Insurance Home, life, mortgage and car insurance; Investing & super Investing, advice, super, retirement & ANZ Share Investing Below are the fixed rate home loan interest rates available to fix or re-fix existing loans. There may also be an option to split the home loan, so a portion is charged at a variable interest rate and the rest at a fixed interest rate. At the time of writing, the 1-month SIBOR is about 0.40%, lower than the current FHR 24 of 0.900%. These accounts allow you to save money at a guaranteed interest rate over a specified period of time. Please read the applicable Disclosure Documents before acquiring any product described on this website. Home Loan comparison rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Important information for customers affected by COVID-19. Please speak to a representative for details. All Rights Reserved. Rates for old school loans. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. The interest rate is the key component on any home loan. The repayments quoted for fixed interest rates are only applicable for the duration of the initial fixed rate period. Offer may be withdrawn at any time. Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. At settlement you will get the better of the two rates. Rates are for new business and may differ for existing customers. At Home Loan Investment Bank, FSB we offer competitive Certificates of Deposit (CD) to help you meet your dreams.

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